Insurance Coverage
Verify your benefits in one call.
Most major insurance plans cover medically necessary substance use and mental health treatment under federal parity law. The only way to know what your plan covers is to check — our admissions team verifies benefits in one call, free of charge, with no obligation.
Verify Benefits
One call. No obligation.
Have your insurance card handy. Our admissions team will confirm covered levels of care, deductible status, copay / coinsurance, and any prior auth needed before treatment starts.
Call (844) 422-8640Free benefits verification across our facilities + preferred partners nationwide.
Commercial Insurance
Major commercial plans
Aetna
Aetna typically covers medically necessary substance use and mental health treatment under federal parity law.
Anthem Blue Cross Blue Shield
Anthem and BCBS plans typically cover medically necessary behavioral healthcare across all levels of care.
Cigna
Cigna typically covers medically necessary substance use and mental health treatment under federal parity law.
UnitedHealthcare
UnitedHealthcare typically covers medically necessary behavioral health treatment through Optum Behavioral Health.
Surest
Surest is a UnitedHealthcare-owned employer plan with a copay-only structure — no deductible, no coinsurance, copays known upfront.
ConnectiCare
ConnectiCare covers medically necessary substance use and mental health treatment under federal parity law.
NYSHIP (Empire Plan)
NYSHIP — the New York State Health Insurance Program — covers most state, local government, and PEF employees through the Empire Plan and HMOs.
Oxford & Harvard Pilgrim
Oxford (UnitedHealthcare) and Harvard Pilgrim are regional health plans serving the Northeast — both typically cover behavioral health under parity law.
Empire BlueCross BlueShield
Empire BlueCross BlueShield is the BCBS licensee for downstate New York — strong behavioral health benefits under federal parity law.
Behavioral Health Carve-Outs
Plans administered through behavioral health networks
MultiPlan
MultiPlan provides a national rental provider network used by many self-funded employer plans and commercial insurers.
Prairie States Enterprises
Prairie States is a third-party administrator (TPA) for self-funded employer health plans — coverage depends on the underlying plan design.
Don't See Your Plan?
Out-of-network options
Verify your benefits
Know what's covered before you decide.
Free, confidential, no obligation. We'll explain what your plan covers and what your costs will look like.