Surest
Surest is a UnitedHealthcare-owned employer plan with a copay-only structure — no deductible, no coinsurance, copays known upfront.
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Check what Surest covers for you.
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Call (844) 422-8640Overview
How Surest handles behavioral health.
Surest is a UnitedHealthcare-owned health plan with a distinctive copay-only structure — no deductibles, no coinsurance, and copays known in advance. Members search for covered services on the Surest app, see exactly what each option will cost, and choose. The plan rewards efficient care: providers with better outcomes and lower costs come with lower member copays.
Surest is offered through employer-sponsored coverage only (typically self-funded, fully insured, or level-funded), available to employers with 2+ employees depending on state. It uses the national UnitedHealthcare provider network for in-network care. Behavioral health benefits — substance use and mental health treatment — are covered under the same copay-driven structure as medical/surgical services, in compliance with federal parity law.
Typically Covered
What's typically covered.
Subject to your specific plan, network status, and prior authorization. The only way to know for sure is to verify benefits.
- Medical Detox
- Residential / Inpatient Treatment
- Partial Hospitalization (PHP)
- Intensive Outpatient (IOP)
- Outpatient Therapy
- Medication-Assisted Treatment (MAT)
- Psychiatric Care
Network & Plans
Network status matters.
Network status with Surest varies by SILC facility and your specific Surest plan. Surest is structured around the national UHC provider network for in-network care; out-of-network options exist on some plans and not others. Our admissions team verifies exactly how your Surest plan applies at the SILC facility that fits your care — including in-network status, single-case agreements, gap exceptions, and private-pay options when relevant.
Plan types
FAQ
Common questions.
What is Surest and how is it different from other UnitedHealthcare plans?
Surest is a UHC-owned health plan with a copay-only structure — no deductible to satisfy before benefits kick in, and copays known in advance via the Surest app. It uses the national UHC provider network for in-network care, and rewards efficient providers with lower member copays.
Does Surest cover drug and alcohol rehab?
Surest plans cover behavioral health (substance use and mental health treatment) under the same copay structure as medical care, in compliance with federal parity law. In-network coverage is the primary path; out-of-network coverage is generally limited.
Can I use my Surest plan at SILC Health?
It depends on your specific Surest plan and which SILC facility fits your care. Our admissions team evaluates network status, out-of-network benefits, single-case agreements, gap exceptions, and private-pay options for your situation. One call, free, no obligation.
What's a single-case agreement and could it apply to my Surest plan?
A single-case agreement is when Surest agrees to treat SILC as in-network for a specific patient's treatment. They're sometimes available when in-network options can't meet a member's clinical needs. Our admissions team explores this option when relevant.
How do I verify my Surest benefits?
Call our admissions team with your Surest insurance card and member info handy. We verify what your specific plan covers, what out-of-network options exist, and what your costs would look like.
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One call covers your full picture.
Free, confidential, no obligation. We'll confirm what your Surest plan covers and what your costs will look like.