MultiPlan
MultiPlan provides a national rental provider network used by many self-funded employer plans and commercial insurers.
Verify Benefits
Check what MultiPlan covers for you.
Free, confidential, no obligation. Have your insurance card handy and we'll confirm covered levels of care, costs, and prior auth in one call.
Call (844) 422-8640Overview
How MultiPlan handles behavioral health.
MultiPlan (which includes the PHCS network) is not an insurance company — it's a national provider network that many self-funded employer plans, third-party administrators, and commercial insurers rent to extend their members' access to care. If your insurance card shows a MultiPlan or PHCS logo, your plan uses MultiPlan's network for at least part of its provider access.
Coverage specifics depend on the underlying plan that's using MultiPlan — the employer or insurer behind the card. Behavioral health benefits, medical necessity criteria, prior authorization rules, and cost-sharing all come from the underlying plan. MultiPlan's role is to determine network status and contracted rates.
Typically Covered
What's typically covered.
Subject to your specific plan, network status, and prior authorization. The only way to know for sure is to verify benefits.
- Medical Detox
- Residential / Inpatient Treatment
- Partial Hospitalization (PHP)
- Intensive Outpatient (IOP)
- Outpatient Therapy
- Medication-Assisted Treatment (MAT)
- Psychiatric Care
Network & Plans
Network status matters.
Network status with MultiPlan / PHCS varies by SILC facility and the underlying plan paying claims. Even when SILC is in-network through MultiPlan, the actual benefits — deductible, coinsurance, prior authorization — come from your employer's or insurer's plan design. Our admissions team verifies the full picture in one call.
Plan types
FAQ
Common questions.
How do I know if my plan uses MultiPlan?
Check your insurance card for a MultiPlan or PHCS logo, usually printed alongside your primary insurer or employer name. Many self-funded employer plans list MultiPlan as the network.
Does MultiPlan cover rehab?
MultiPlan itself doesn't decide coverage — your underlying plan does. MultiPlan determines network status and discounted rates. Whether substance use treatment is covered, at what level of care, and at what cost is set by the employer plan or insurer paying claims.
How do I verify my MultiPlan benefits?
Call our admissions team with your card handy — both the MultiPlan side and the underlying plan/employer side. We verify the full picture: network status, what the underlying plan covers, deductible, copays, and prior auth.
Does MultiPlan affect what I pay out-of-pocket?
Yes. When SILC is in-network through MultiPlan, you typically get the in-network deductible and coinsurance rates from your underlying plan. The network access reduces costs even though MultiPlan isn't writing the check.
Ready to verify?
One call covers your full picture.
Free, confidential, no obligation. We'll confirm what your MultiPlan plan covers and what your costs will look like.